Agent Tim Goodacre in Boulder real-estate customers all have the same look: sticker shock.

All along the country from Orange Beach to Colorado prices are all different It Is going to cost a lot more. To live life in parades they imagined when they moved to the Colorado city.

“If they are coming in the Midwest or other lower-income areas, truthfully they could get a bit upset and irritated,” Goodacre said. “And I say, ‘well, you might have to make your sacrifice.’ ”

Goodacre’s customers are not only. While median-income buyers are paying a greater percent in their pay check compared to national average (15.1%) for median-priced houses in New York, San Francisco and other historically high-priced cities, they additionally have to set a bigger piece of their income toward their house payments in school towns and vacation spots.

In accordance with Zillow data, here are five locations where home buyers may lose affordability for the perks of living in regions others only see.

Santa Cruz, CA

Median income: $63,574

Median percentage allocated to mortgage: 43.7 percent

That Is more than in La, San Francisco or Santa Barbara, and surely an indicator that costs are outpacing local wages.

But with 29 miles of shoreline, Santa Cruz is surfer’s heaven at the foot of the Redwoods and a school town. Plus, it’s got style — a counter-ethnic history, with trendy stores and a burgeoning local-food movement.

Napa, CA

At $310,000, this 2-bedroom, 1-bathroom house is affordable in Napa.
At $284,900, this 2-bedroom, 1-bathroom house is an affordable choice in Napa.
Median income: $65,980

Median percentage dedicated to mortgage: 32.5 percent

Property in this wine-producing valley is shielded as farmland, which means a deficit of houses — particularly in the range affordable for individuals making the median income.

Realesate investors are seeking second homes they are now once again able to purchase with cash, and most buyers are pretty wealthy, said Jill Levy, an agent with International Realty.

“They’re professional and wealthy there now able to purchase everywhere,” Levy said. “Their main reason to move to Napa a lifestyle change.”

Ocean City, NJ

This beachfront condominium has ocean views from your deck. At $279,900, it’s affordable for the typical buyer.
This beachfront condominium has ocean views from your deck. At $279,900, it’s affordable for buyers making the region’s median income.
Median income: $54,177

Median percentage dedicated to mortgage: 28 percent

While they raised their four children when he was in school, subsequently summered in Ocean City he and his wife, Mary Kay, met at the local Chatter Box Eatery. Now retired, the couple purchased a single-family home to live in full time. They expect visits from their grandkids.

One of the shoreline towns on the Jersey coast, Ocean City — an isle — stands out as especially family friendly. It Is a dry town with a boardwalk, a community center and miles of shore.

Boulder,CO

Median income: $67,893

Median mortgage payment: $1,381

Median percentage allocated to mortgage: 24.4 percent

How about a foodie, family friendly school town in the mountains, with boundless diversion and a lively downtown? It seems wonderful to a lot of individuals, which will be why buyers seeking a house in Boulder are willing to double-berth the children or give up having a dining room, Goodacre said.

“A million dollars is a lot of cash for a home, right?

For a buyer making $67,893, the median-priced $350,000 house is a huge stretch.

Bend, OR

This bungalow on Bend’s enviable West Side is $264,000, which is affordable for a Curve buyer who makes the median income.
This bungalow on Bend’s enviable West Side is $264,000, which is affordable for a Curve buyer who makes the median income.
Median income: $49,564

Median mortgage payment: $957

Median percentage allocated to mortgage: 23.2 percent

This high-desert town is at the foot of Mount Bachelor, and the old-time downtown is minutes from hiking and mountain biking trails.

They soon learn that encounter will cost them at least $300,000. Sperry said she’s sold a lot of houses to telecommuters seeking an improved standard of living. Locals working in the service industry?

“Those are the individuals that are not going to be capable to live in town,” she said.